Coding & agents New
OpenAI launches ChatGPT Wallet so its dots agents can pay for purchases, starting with US Pro subscribers
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OpenAI introduced ChatGPT Wallet on Friday afternoon, a way for its dots agents to complete purchases for a user. It was built with American Express, Mastercard and Visa and starts rolling out to ChatGPT Pro subscribers in the US aged 18 and over with eligible US-issued cards.
Users add a card once. Before each purchase they review the items, the total and the card, then approve it with a security check such as Face ID or a fingerprint. The payment network then issues a payment token in place of the real card number, so neither the agent nor the shop sees the card details, and card rewards and dispute protections still apply, OpenAI says.
OpenAI says it is the first wallet that lets agents pay without access to users' actual card details, which is a vendor claim. It also published a Commerce Partner Playbook telling businesses how to let ChatGPT agents through their firewalls, using signed Web Bot Auth requests, and how to reduce declined agent payments. Later, users should be able to pre-approve purchases within limits such as spending caps or categories, the company says.
TechCrunch notes the limited launch lets OpenAI test the feature before a wider rollout, and that some large retailers, Amazon among them, block AI agents from their sites.
Caveat. The security and first-of-its-kind statements are OpenAI's own. Availability is limited to US Pro subscribers at launch.
Sources